Megan Bea and Kallista Bley, “(Un) conditional consumer protections in high‐cost lending regulation: impacts on local lending geographies”

Regulation of small-dollar lending in the United States is heterogeneous, leaving open the question about what policy designs work best for protecting consumers. We compare the effectiveness of regulations that include a consumer eligibility component and regulations that apply to all consumers, centering our analyses on communities with disproportionate exposure to high-interest lending storefronts.

Rebecca Myerson et al, “Association of Funding Cuts to the Patient Protection and Affordable Care Act Navigator Program With Privately Sponsored Television Advertising”

Key Points
Question What is the association between the 80% cut in funding for the Patient Protection and Affordable Care Act (ACA) navigator program between 2017 and 2019 and private sector advertising in the ACA individual health insurance marketplace?

Findings This economic evaluation of 2435 counties in 33 US states using a difference-in-difference analysis found no significant change in the number of private sector advertisements aired targeting marketplace health insurance or other non-Medicare, non-Medicaid health insurance associated with the funding cuts.

Meaning These findings suggest cuts to funding for the ACA navigator program were not associated with changes in the number of advertisements aired by health insurance companies or other private sector sponsors; the findings can inform policy debates about the extent to which the private sector adjusts in response to changes in government outreach.

Anneliese Grant, ““Normal” childhood in the lives of financially struggling white daughters and mothers”

Grant, A. (2022). “Normal” childhood in the lives of financially struggling white daughters and mothers. Journal of Marriage and Family, 1– 18. Abstract Objective This study identifies the ways low-income white daughters negotiate normative childhood when describing their responsibilities while …

Alejandra Ros Pilarz et al, “Making Sense of Childcare Instability Among Families with Low Incomes: (Un)desired and (Un)planned Reasons for Changing Childcare Arrangements.”

Childcare instability can negatively affect family well-being. Yet not all childcare changes are bad for families. This qualitative study (N = 85) examines work, family, provider, and subsidy-related factors contributing to childcare changes among families with low incomes. We focus on the desirability—the extent to which parents wanted to leave their provider—and the planned nature of childcare changes—the extent to which parents anticipated the change and had time to plan.