Regulation of small-dollar lending in the United States is heterogeneous, leaving open the question about what policy designs work best for protecting consumers. We compare the effectiveness of regulations that include a consumer eligibility component and regulations that apply to all consumers, centering our analyses on communities with disproportionate exposure to high-interest lending storefronts.
publications
Rebecca Myerson et al, “Association of Funding Cuts to the Patient Protection and Affordable Care Act Navigator Program With Privately Sponsored Television Advertising”
Key Points
Question What is the association between the 80% cut in funding for the Patient Protection and Affordable Care Act (ACA) navigator program between 2017 and 2019 and private sector advertising in the ACA individual health insurance marketplace?
Findings This economic evaluation of 2435 counties in 33 US states using a difference-in-difference analysis found no significant change in the number of private sector advertisements aired targeting marketplace health insurance or other non-Medicare, non-Medicaid health insurance associated with the funding cuts.
Meaning These findings suggest cuts to funding for the ACA navigator program were not associated with changes in the number of advertisements aired by health insurance companies or other private sector sponsors; the findings can inform policy debates about the extent to which the private sector adjusts in response to changes in government outreach.
Mosi Ifatunji et al., “Black Nativity and Health Disparities: A Research Paradigm for Understanding the Social Determinants of Health”
Abstract After more than a century of research and debate, the scientific community has yet to reach agreement on the principal causes of racialized disparities in population health. This debate currently centers on the degree …
Anneliese Grant, ““Normal” childhood in the lives of financially struggling white daughters and mothers”
Grant, A. (2022). “Normal” childhood in the lives of financially struggling white daughters and mothers. Journal of Marriage and Family, 1– 18. https://doi.org/10.1111/jomf.12872 Abstract Objective This study identifies the ways low-income white daughters negotiate normative childhood when describing their responsibilities while …
Alejandra Ros Pilarz et al, “Making Sense of Childcare Instability Among Families with Low Incomes: (Un)desired and (Un)planned Reasons for Changing Childcare Arrangements.”
Childcare instability can negatively affect family well-being. Yet not all childcare changes are bad for families. This qualitative study (N = 85) examines work, family, provider, and subsidy-related factors contributing to childcare changes among families with low incomes. We focus on the desirability—the extent to which parents wanted to leave their provider—and the planned nature of childcare changes—the extent to which parents anticipated the change and had time to plan.
Jim Raymo and Jia Wang, “Loneliness at Older Ages in the United States: Lonely Life Expectancy and the Role of Loneliness in Health Disparities”
Jim Raymo and Jia Wang, “Loneliness at Older Ages in the United States: Lonely Life Expectancy and the Role of Loneliness in Health Disparities,” Demography.
Kelsey Q. Wright, “‘It Changed the Atmosphere Surrounding the Baby I Did Have:’ Making Sense of Reproduction during the COVID-19 Pandemic”
Kelsey Q. Wright, “‘It Changed the Atmosphere Surrounding the Baby I Did Have:’ Making Sense of Reproduction during the COVID-19 Pandemic,” Journal of Marriage and Family.
Leafia Zi Ye and Jason Fletcher, “Immigrant Status and the Social Returns to Academic Achievement in Adolescence”
Leafia Zi Ye and Jason Fletcher, “Immigrant Status and the Social Returns to Academic Achievement in Adolescence,” Journal of Ethnic and Migration Studies.
Katherine Magnuson, Sarah Halpern-Meekin, “The Impact of a Poverty Reduction Intervention on Infant Brain Activity”
Sonya Troller-Renfree, Molly Costanzo, Greg Duncan, Katherine Magnuson, Lisa Gennetian, Hirokazu Yoshikawa, Sarah Halpern-Meekin, et al., “The Impact of a Poverty Reduction Intervention on Infant Brain Activity,” Proceedings of the National Academy of Sciences.
Emma Romell, Daniela Mansbach, Rachel L. Dyer, et al., “Expert Participation in 25 Years of Wisconsin Abortion Policymaking”
Emma Romell, Daniela Mansbach, Rachel L. Dyer, Alisa Von Hagel, “Expert Participation in 25 Years of Wisconsin Abortion Policymaking,” Contraception.